For merchants
Get paid by everyone who wants to pay you.
A payment rail with no middleman, so there's nobody to pay for one. 2.5% per payment, no reserves, no minimums, no account that can be closed on you. Settles to a wallet you own, in seconds.
// checkout.js
fvampay.checkout({
amount: 9.99,
currency: "GBP",
plan: "monthly",
onPaid: (receipt) => unlock(receipt)
});
// settles to your wallet in seconds2.5%
Per payment. That's the whole price list.
No monthly fee, no setup fee, no reserve held back, no minimum volume, no fee on refunds.
Seconds
From approval to your wallet.
No settlement batch, no T+2, no payout schedule. The money is yours the moment the customer approves.
Yours
A wallet you own, not an account we run.
Nobody can freeze your takings, hold a reserve, or close you down because a policy changed somewhere else.
Zero
Chargebacks, by design.
Refunds are yours to give under the network refund policy, which is what keeps customers confident and fees low.
Live in an afternoon.
A wallet address, an API key, and either a hosted checkout link or a few lines of JavaScript. No bank, no acquirer, no exchange account needed to get paid.
Create a merchant account
Business details, your website, the countries you sell to, and a receiving wallet (bring your own or create one in the dashboard, keys on your device). Agree to the network refund policy.
Add the button
Drop in “Pay with FVAMPay” and a card-style pay-ID field, or send customers to a hosted checkout page. Define subscription plans in the dashboard or by API.
Get paid in seconds
A webhook confirms each payment with its ledger reference. Subscriptions renew on their own without card-decline churn. Refund from the dashboard in one click.
Top-up refund
Paying you costs your customers nothing.
When a customer pays you, the fee they paid to add money is refunded to their wallet in the same moment. It comes out of the 2.5%, not on top of it, so the person who just topped up has no reason to hesitate at your checkout.
The rate
2.5%
- Customers' top-up fees refunded when they pay you
- No monthly fee, no reserve, no minimum, no fee on refunds
- Split off inside the payment; the rest is yours in the same second
A clean network is what keeps it cheap.
Every merchant in the network meets the same standards. That's what lets us keep fees low and customers confident, and it's what our partners expect of us.
- The network refund policy: 14 days on digital subscriptions, pro-rata on cancellation
- Products legal in every country you sell to, with a declaration at onboarding
- Standard business verification and screening, once, at signup
- Clear pricing to customers, one-tap cancellation, no dark patterns
Built for developers who'd rather be building.
Hosted checkout, a JavaScript SDK, a server API, signed webhooks and a sandbox with free test funds.
Read the docs- payment.paid
- payment.declined
- payment.expired
- subscription.created
- subscription.renewed
- subscription.renewal_failed
- subscription.cancelled
- refund.sent